For what it's worth.

Appraisal

Part of being a great jeweler is helping you protect your investment. To get the best protection, you must get an appraisal from someone qualified, and someone you trust. Turn to Bergstrom Jewelers.

Bergstrom Jewelers offers appraisals of jewelry, diamonds, gemstones, and watches (and much more) that can be used for many different situations such as:

Insurance to cover loss, damage, or theft
Estate tax evaluation
Value comparison
Casualty loss
Dissolution of marriage (divorce)
Collateral
Barter purposes

We recommend a detailed appraisal every five years. Your appraisal will include:

Two copies (one for your records, one for your insurance provider)
Gem identification
Grading analysis
A written value assessment for current retail, estate or liquidation purposes
A photograph of each piece for insurance (if requested)